Wealth Management Designed to
Navigate Life’s Changes

We seek to provide financial cohesion, experience, and clarity so you can comfortably navigate your financial success and life transitions. We help do this through an ensemble approach to your financial plan, systems to track action items, and long-term relationships. When you delegate your finances to us, our goal is to help you feel that you are receiving proactive plan management that frees you to enjoy the other areas of your life.

Who We Help

Many people initially reach out to us because they are facing a significant milestone and want peace of mind that a financial team is working together to help them navigate the transition and beyond. While we have clients from a variety of backgrounds, we specialize in working with high-achieving professionals, people getting ready to retire, and federal government employees in Maryland, northern Virginia, Washington DC, and remotely across the country.

A Wealth Management Process to Help Achieve Your Goals

We follow a structured process that helps us develop a financial plan and stay on track toward reaching your goals. Whether you choose to work with us in person or remotely, we follow the same process.

Cohesive Financial and Investment Services

We offer financial planning and investment management to help incorporate all your needs and goals. Your financial planning may include the following:

Our Investment Philosophy

We base our investment philosophy on the same principles that inform our financial planning services, combining our individual advisors’ expertise to craft an investment portfolio to help you attain your long-term goals.

We take an active approach to asset allocation. Your asset allocation will be based on potential long-term market conditions and may change according to current economic factors.

Even as our asset allocation process is an active one, we take a passive approach to filling those asset classes, meaning we mostly use diversified exchange-traded funds (ETFs) and mutual funds. This diversification is designed to help insulate you from short-term market conditions while pursuing potentially higher long-term returns.

In addition, we emphasize:

• Low costs and low fees: We focus on low-cost investment vehicles so that you can keep more of your money working on your behalf.

• Risk-focused portfolio construction: We start our work with an education on the relationship between risk and return, and build and maintain your portfolio based on ongoing risk assessments.

• Tax-centered strategies: We will monitor your portfolio for opportunities to reduce your taxes. For instance, we may recommend tax-loss harvesting to offset capital gains tax or income.

• Rebalancing: We regularly rebalance your portfolio to help ensure it reflects your desired asset allocation.

• Goals-based portfolio construction: Like your financial plan, your portfolio will be constructed to help attain your goals.

• Education: We take the time to make sure you understand your investments, including your risk profile, portfolio allocation, and recommended strategies and updates.

• Coaching: When markets suffer shorter-term drops, it is natural to feel anxious. We are here to help you weather market conditions, avoiding missteps and keeping your focus on your long-term goals.

Get in touch with us for a complimentary consultation call.
We’ll discuss your goals and concerns and how we may be able to help.