At Divergent Planning, we have been serving as financial guides to pre-retirees, mid-career professionals, and government employees since 2010. With an office in Maryland and advisors in Virginia, our Registered Investment Advisory firm provides financial planning and investment management not only in the immediate area of Maryland, Virginia, and Washington DC, but throughout the nation.

We believe that you are best served when your financial advisor puts your interests ahead of their own. That is why our advisor designations include the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation. The CFP® designation is one of the few certifications that require advisors to maintain a fiduciary obligation to all clients at all times.

The CFP® designation is also widely known for its rigorous educational and experience requirements and its emphasis on holistic planning. Your financial goals aren't limited to your investment portfolio, and we believe your planning should address all the areas of your financial life.

Commission-free
advice

Transparent
fee structure

Fiduciary
responsibility

Your interests
first

No product
sales

No referral
fees

No third-party
commissions

No conflicts
of interest

Our Financial and Investment Services

Budgeting, Risk Management, Retirement Planning, Investment Management, Insurance Analysis
Tax Optimization, Estate Planning, Employee Benefit Analysis, Social Security Analysis, Medicare Analysis Health Care Cost Analysis
person using phone

Lets Chat

Let’s discuss how we can help you navigate change and bring clarity to your financial direction. We offer a complimentary introductory call to discuss your goals and concerns and how we may be able to help.